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Pradhan Mantri Vaya Vandana Yojana Details In Bangla | Pension Scheme For Senior Citizens

May 05, 2018 0
Introduction:
Government of India has announced Pradhan Mantri Vaya Vandana Yojana for citizen age 60 years and above. LIC of India has been given the sole privilege to operate this scheme. The Pradhan Mantri Vaya Vandana Yojana has been launched on 4th May 2017.The scheme shall be available for one year from date of launch.but recently date is extended by 21th march 2020.
                                

per month rs 10000 on this project you can get . Earlier, senior citizens could invest up to 7.5 lakh rupees in this project. The central cabinet has allowed the limit to increase to 15 lakhs. The last date for depositing the project with effect from 4 May 2018 has been increased to 21 March 2020. The Modi government wants to ensure the social security of senior citizens under this project.


On survival of the Pensioner during the policy term of 10 years, pension in arrears (at the end of each period as per mode chosen) shall be payable.
On death of the Pensioner during the policy term of 10 years, the Purchase Price shall be refunded to beneficiary.
On survival of the pensioner to the end of the policy term of 10 years, Purchase price along with final pension installment shall be payable.


Only the senior citizen can deposit deposits in the Prime Minister Vaya Vandana ​​Yojana, organized by the Life Insurance Corporation of India. If you are 60 years old then you can invest in this scheme. The government has demanded that 2.23 lakh senior citizens have already given their names in this project. In this scheme, the investors get interest at an annual rate of 8 percent.
  1. Minimum Pension: Rs. 2000/- per month
    Rs. 6000/ per quarter
    Rs.12000/ per half-year
    Rs.24000/ per year
  2. Maximum Pension: Rs. 10000/ per month
    Rs. 30000/ per quarter
    Rs. 60000/ per half-year
    Rs. 120000/ per year











The scheme allows premature exit during the policy term under exceptional circumstances like the Pensioner requiring money for the treatment of any critical/terminal illness of self or spouse. The Surrender Value payable in such cases shall be 98% of Purchase Price.

 Loan facility is available after completion of 3 policy years. The maximum loan that can be granted shall be 75% of the Purchase Price.

 you can also watch this video for more info.








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